A short and private discourse between Mr. Bolton and one M.S. concerning usury. PublishedA short and priuate discourse betweene Mr. Bolton and one M.S. concerning vsury. Published

1. That interest is to be rated, and proportioned not according to the gain or Benefit which the Borrower hath reaped, by the employment of the money; but according to the hinderance, or loss, which the Creditor sustaineth through the Borrowers default. 2. That Interest is not to be required, nisi post moram: but only after delay, and default committed by the Borrower: For until then, the Borrower, (unless He were such an One as could compel the Creditor to lend) is not the effectual cause of the Creditors loss. 3. Neither is it ever to be required after delay; but only then, when the Creditor hath indeed sustained loss, or hinderance, by the Borrowers delay. 4. That the Creditor do not voluntarily incur any loss, meaning to lay the burden thereof on the Borrower, but do His true endeavour to avoid it. ⟨p. 57⟩5. That He put difference between Him that breaks day, through negligence and unfaithfulness: and Him, that breaks day through want and necessity, which He did not foresee: and let Him remember; that where is no fault there ought to be no punishment. 6. That the estimation of the interest, be not referred to the Creditors own arbitrement (For it is not fit, that every Creditor should be His own […]) but committed to the judgement of some other honest and discreet men.

1. That interest is to be rated, and proportioned not according to the gaine or Benefit which the Borrower hath reaped, by the imploiment of the money; but according to the hinderance, or losse, which the Creditor sustaineth through the Borrowers default. 2. That Interest is not to be required, nisi post moram: but onely after delay, and default committed by the Borrower: For untill then, the Borrower, (unlesse He were such an One as could compell the Creditor to lend) is not the effectuall cause of the Creditors losse. 3. Neither is it ever to be required after delay; but onely then, when the Creditor hath indeed sustained losse, or hinderance, by the Borrowers delay. 4. That the Creditor doe not voluntarily incurre any losse, meaning to lay the burthen thereof on the Borrower, but do His true endeavour to avoid it. ⟨p. 57⟩5. That He put difference betweene Him that breakes day, through negligence and unfaithfullnesse: and Him, that breakes day through want and necessity, which He did not foresee: and let Him remember; that where is no fault there ought to be no punishment. 6. That the estimation of the interest, be not referred to the Creditors owne arbitrement (For it is not fit, that every Creditor should be His owne ) but committed to the judgement of some other honest and discreet men.